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Investing & finance

Educational guides to the money side of running (and owning) a business — compound growth, index funds vs stock picking, diversification when your business is your biggest asset, reading a P&L, bookkeeping, and how small online businesses are valued and bought. Education, not personalized financial advice.

13 articles

  1. A valuation equation: seller's discretionary earnings multiplied by a risk-driven multiple, with factors pushing the multiple up and down

    Investing & finance · Jun 11, 2026

    How small online businesses are valued: SDE, multiples, and what moves them

    A plain-language guide to small-business valuation: what seller's discretionary earnings actually includes, why most online businesses trade at two to four times SDE, the specific factors that push a multiple up or down, and how to use valuation as an operating lens.

    Novus Stream Solutions

  2. A buyer inspecting a small online business under a magnifying glass: traffic charts, revenue proofs, and risk flags

    Investing & finance · Apr 9, 2026

    Buying a small online business: where micro-acquisitions happen and how not to overpay

    The buyer's side of small-business valuation: where content sites, stores, and micro-SaaS actually change hands, why most first-time buyers overpay, the verification work that is the entire game, and the first-ninety-days reality after the keys are handed over.

    Novus Stream Solutions

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